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W874 [WCAG21 2.4.1 (A)] Add a skip navigation link as the first link on the page:
If your document has structure then you should add a skip navigation link to make it easier for accessible users to get to the page's content. To ensure detection, skip navigation links should point to a <main> element, or an element with role='main'. See Understanding 2.4.1, and Skip Navigation. <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN"
"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
2 P967 [WCAG21 3.1.1 (A)] Use the 'lang' attribute to denote the primary language of the document:
You should always identify the primary natural language of a document using a 'lang' attribute on the <html> element. See WCAG 2.1 HTML Technique H57. <html xmlns="http://www.w3.org/1999/xhtml">
3 <head>
4 E604 The matching end tag appears to be missing:
According to the HTML specification being tested against, the tag must have an end tag. Sometimes this error is caused by improperly nested tags where the end tag exists but cannot be matched with the corresponding start tag. See XHTML 1.0. <meta name="viewport" content="width=device-width, initial-scale=1.0">
5 <meta http-equiv="Content-Style-Type" content="text/css" />
6 <meta http-equiv="Content-Script-Type" content="text/javascript" />
7 <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
8 <title>
8 Money Matters and Insurance | Haringey Foster Carer Handbook
8 </title>
9 W605 Duplicate tag found: See matching tag on line: 13
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel='shortcut icon' href='https://www.proceduresonline.com/resources/logos/procedures/favicon.ico'
type='image/x-icon'/>
10 W605 Duplicate tag found: See matching tag on line: 14
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-57x57-precomposed.png" />
11 W605 Duplicate tag found: See matching tag on line: 15
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-72x72-precomposed.png" />
12 W605 Duplicate tag found: See matching tag on line: 16
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-114x114-precomposed.png
" />
13 W605 Duplicate tag found: See matching tag on line: 9
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel='shortcut icon' href='https://www.proceduresonline.com/resources/logos/procedures/favicon.ico'
type='image/x-icon'/>
14 W605 Duplicate tag found: See matching tag on line: 10
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-57x57-precomposed.png" />
15 W605 Duplicate tag found: See matching tag on line: 11
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-72x72-precomposed.png" />
16 W605 Duplicate tag found: See matching tag on line: 12
A duplicate tag has been found with the same attributes. Although this should not affect the page, it indicates that a mistake may have been made. <link rel="apple-touch-icon"
href="https://www.proceduresonline.com/resources/logos/procedures/apple-touch-icon-114x114-precomposed.png
" />
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20 <script type="text/javascript">
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26 <meta name="author" content="Haringey Fostering Service" />
27 <meta name="description" content="Haringey Fostering Service" />
29 <meta name="robots" content="index, follow" />
30 <meta name="rating" content="all" />
31 <meta http-equiv="pragma" content="no-cache" />
32 <link title="small" href="scripts/style.css" type="text/css" rel="stylesheet" />
33 <link title="medium" href="scripts/style_larger.css" type="text/css" rel="alternate stylesheet" />
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36 <script type="text/javascript" src="scripts/styleswitcher.js">
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38 <script type="text/javascript" src="scripts/pageOrganizer.js">
38 </script>
39 <script type="text/javascript" src="scripts/highlight.js">
39 </script>
40 </head>
41 <body onload="MM_preloadImages('images/contact_us_button_hover.png'); highlight();">
42 <script type="text/javascript" src="scripts/tooltip.js">
42 </script>
43 <div class="banner">
44 </div>
45 <div id="topper">
45 </div>
46 <div id="container">
47 <div id="content_frame_overflow">
47 <div class="content_text">
48 <h1>
48 Money Matters and Insurance
48 </h1>
49 <h2 class="h2_underlined">
49 <br />
50 Contents
50 </h2>
51 <ol>
52 <li>
52 <a href="#introduction">
52 Introduction
52 </a>
52 </li>
53 <li>
53 <a href="#income_tax">
53 Income Tax
53 </a>
53 </li>
54 <li>
54 <a href="#claim">
54 Claiming Benefits While Fostering
54 </a>
54 </li>
55 <li>
55 <a href="#pensions">
55 Pensions
55 </a>
55 </li>
56 <li>
56 <a href="#receipts">
56 Receipts
56 </a>
56 </li>
57 <li>
57 <a href="#insurance">
57 Insurance
57 </a>
57 </li>
58 </ol>
59 <h2 class="h2_underlined">
59 <br />
60 1.
60 <a name="introduction" id="introduction">
60 </a>
60 Introduction
60 </h2>
61 <p>
61 Once you have completed the preparation training and the National Standards for Foster Carers and
have a child placed with you, you will receive at least the minimum fostering allowances listed in
the tables below.
61 </p>
62 <p>
62 Allowances are usually made up of two components. The basic age related child allowance and the
competence payment relating specifically to the foster carers tier level within the progression
scheme.
62 </p>
63 <p>
63 Payments to foster carers are currently under review.
63 </p>
64 <p>
64 If you have any queries about allowances or if you think you have been under or over paid, contact
the finance section in the fostering service as soon as possible.
64 </p>
65 <p>
65 Payments to you are made in arrears, direct to their bank or building society.
65 </p>
66 <h2 class="h2_underlined">
66 <br />
67 2.
67 <a name="income_tax" id="income_tax">
67 </a>
67 Income Tax
67 </h2>
68 <h3 class="h3">
68 Tax exemption
68 </h3>
69 <p>
69 There’s a fixed tax exemption of up to £10,000 per year (less if for a shorter period) which
is shared equally among any foster carers in the same household. This means you don’t have
to pay tax on the first £10,000 income you make from fostering.
69 </p>
70 <h3 class="h3">
70 Tax relief
70 </h3>
71 <p>
71 On top of the £10,000 exemption, you also get tax relief for every week (or part week) that a
child is in your care. This means you don’t have to pay tax on some of your earnings over
£10,000.
71 </p>
72 <table title="tax relief table" width="95%" border="1" cellspacing="0" cellpadding="5">
73 <tr class="greytableheader">
74 <td>
74 Age of Child
74 </td>
75 <td>
75 Tax Relief
75 </td>
76 </tr>
77 <tr>
78 <td>
78 Under 11
78 </td>
79 <td>
79 £200 per child
79 </td>
80 </tr>
81 <tr>
82 <td>
82 Over 11
82 </td>
83 <td>
83 £250 per child
83 </td>
84 </tr>
85 </table>
86 <p>
86 All payments made to you will be itemised. You should keep this information as a record for income
tax purposes.
86 </p>
87 <p>
87 Please see:
87 <a href="http://www.hmrc.gov.uk/individuals/foster-carers.htm" target="_blank">
87 Foster Carers Relief Information (HMRC)
87 </a>
87 .
87 </p>
88 <h2 class="h2_underlined">
88 <br />
89 3.
90 <a name="claim" id="claim">
90 </a>
90 Claiming Benefits While Fostering
90 </h2>
91 <p>
91 See relevant information on the
91 <a href="https://www.gov.uk/foster-carers/claiming-benefits-while-fostering" target="_blank">
91 GOV.UK website
91 </a>
91 .
91 </p>
92 <h2 class="h2_underlined">
92 <br />
93 4.
93 <a name="pensions" id="pensions">
93 </a>
93 Pensions
93 </h2>
94 <p>
94 If you foster you may be eligible for
94 <a href="https://www.gov.uk/national-insurance-credits" target="_blank">
94 National Insurance Credits
94 </a>
94 which count towards your State Pension.
94 </p>
95 <h2 class="h2_underlined">
95 <br />
96 5.
96 <a name="receipts" id="receipts">
96 </a>
96 Receipts
96 </h2>
97 <p>
97 You should keep a record of how the allowance is being spent on a child/young person. You should
keep receipts where possible. The child/young person should sign for money they are given e.g.
pocket money and clothing allowance. This helps build a record of what has been spent, which you
can show if asked about it at a later date.
97 </p>
98 <h2 class="h2_underlined">
98 <br />
99 6.
99 <a name="insurance" id="insurance">
99 </a>
99 Insurance
99 </h2>
100 <p>
100 You must inform your Home, Building and Contents and Car insurance company once you have been
approved as a foster carer.
100 </p>
101 <p>
101 Tell them about the numbers of children and age ranges you expect to take. You should ask the
insurance companies for written confirmation that they have included foster children on your
policies. A copy of these letters should be given to your Supervising Social Worker.
101 </p>
101 </div>
102 </div>
104 <div id="navigation_frame">
104 <div id="navigation_frame_inner">
107 <div align="center">
107 W884 [WCAG21 2.1.1/2.1.3 (A/AAA)] Mouse/Pointer event handlers require keyboard equivalents:
When using mouse/pointer event handlers on elements that can be accessed by keyboard, ensure that you provide an equivalent keyboard handler. See WCAG 2.1 Failure F54. <a href="contact_us.html" onmouseout="MM_swapImgRestore()"
onmouseover="MM_swapImage('contact_us','','images/contact_us_button_hover.png',1)">
107 <img src="images/contact_us_button.png" alt="Useful Contacts and Suggestions"
name="contact_us" width="196" height="58" border="0" id="contact_us" />
107 </a>
107 <br />
108 W884 [WCAG21 2.1.1/2.1.3 (A/AAA)] Mouse/Pointer event handlers require keyboard equivalents:
When using mouse/pointer event handlers on elements that can be accessed by keyboard, ensure that you provide an equivalent keyboard handler. See WCAG 2.1 Failure F54. <a href="http://www.haringey.gov.uk/children-and-families/childrens-social-care/fostering" target="_blank"
onmouseout="MM_swapImgRestore()"
onmouseover="MM_swapImage('contact_us21','','images/foster_carer_hov.png',1)">
108 <img src="images/foster_carer.png" alt="Want to Become a Foster Carer?" name="contact_us21"
width="196" height="58" border="0" id="contact_us21" />
108 </a>
108 <br />
109 W884 [WCAG21 2.1.1/2.1.3 (A/AAA)] Mouse/Pointer event handlers require keyboard equivalents:
When using mouse/pointer event handlers on elements that can be accessed by keyboard, ensure that you provide an equivalent keyboard handler. See WCAG 2.1 Failure F54. <a href="http://www.proceduresonline.com/haringey/childcare/" target="_blank"
onmouseout="MM_swapImgRestore()"
onmouseover="MM_swapImage('contact_us22','','images/proc_buttons_hov.png',1)">
109 <img src="images/proc_buttons.png" alt="View the Inter-Agency Procedures Manual"
name="contact_us22" width="196" height="58" border="0" id="contact_us22" />
109 </a>
109 <br />
110 <br />
111 </div>
112 <div class="subsections_frame">
112 <div class="subsections">
113 <h2 class="h3_boxed">
113 Subsections
113 </h2>
114 <ul>
115 <li>
115 <a href="index.html">
115 Home
115 </a>
115 </li>
116 <li>
116 <a href="about_us.html">
116 About Us
116 </a>
116 </li>
117 <li>
117 <a href="being_foster.html">
117 Being a Foster Carer
117 </a>
117 </li>
118 <li>
118 <a href="safeguarding.html">
118 Safeguarding Everyone in our Household
118 </a>
118 </li>
119 <li>
119 <a href="placement.html">
119 The Placement
119 </a>
119 </li>
120 <li>
120 <a href="caring_children.html">
120 Caring for Children
120 </a>
120 </li>
121 <li>
121 <a href="http://www.haringey.gov.uk/fostering" target="_blank">
121 Want to become a Foster Carer
121 </a>
121 </li>
122 <li>
122 <a href="http://www.londoncp.co.uk/" target="_blank">
122 London Child Protection Procedures
122 </a>
122 </li>
123 <li>
123 <a href="http://haringeychildcare.proceduresonline.com/contents.html#fostering_adopt"
target="_blank">
123 Haringey Children's Services Fostering Procedures
123 </a>
123 </li>
124 <li>
124 <a href="fam_friend_carer_pol.html">
124 Family and Friends Carers Policy
124 </a>
124 </li>
125 <li>
125 <a href="guidance.html">
125 Useful Resources
125 </a>
125 </li>
126 <li>
126 </li>
127 <li>
127 <a href="forms.html">
127 Forms and Records
127 </a>
127 </li>
128 <li>
128 <a href="training.html">
128 Training & Support
128 </a>
128 </li>
130 <li>
130 <a href="http://trixresources.proceduresonline.com/nat_key/index.htm" target="_blank">
130 Keywords
130 </a>
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131 <li>
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134 <div class="text-size">
135 <h2 class="h3_boxed">
135 Search
135 </h2>
136 <form action="search/search.html" id="cse-search-box">
137 E885 [WCAG21 1.1.1/1.3.1/3.3.2/4.1.2 (A)] User interface controls should have a label or an accessible
name:
Associate form controls with <label> tags, or use the 'aria-label' or 'aria-labelledby' attributes to label controls where it might be confusing or not possible to use a label. See WCAG 2.1 Failure F68. <input type="text" name="zoom_query" class="search_input" size="20" id="zoom_searchbox" />
138 <input type="submit" name="button" id="button" value="go" />
139 </form>
140 <h2 class="h3_boxed" style="margin-top:25px;">
140 Text-size
140 </h2>
141 <div align="center">
141 <a href="#" onclick="setActiveStyleSheet('small'); return false;">
141 <img src="images/small_a.png" border="0" alt="View this website with small text" />
141 </a>
141 <a href="#" onclick="setActiveStyleSheet('medium'); return false;">
141 <img src="images/med_a.png" border="0" alt="View this website with medium text" />
141 </a>
141 <a href="#" onclick="setActiveStyleSheet('large'); return false;">
141 <img src="images/large_a.png" border="0" alt="View this website with large text" />
141 </a>
141 <a href="#" onclick="setActiveStyleSheet('hivis'); return false;">
141 <img src="images/hi_vis_a.png" border="0" alt="View this website with high visibility" />
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